Terms of Service

Last updated: 7/10/2025

1. Acceptance of Terms

By accessing and using Index Fund Calculator, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Index Fund Calculator is a free online tool that provides compound interest calculations for investment planning purposes. Our service includes:

  • Investment growth calculations
  • Compound interest projections
  • Index fund performance data
  • Currency conversion capabilities
  • Educational financial content

3. Financial Disclaimer

Important Financial Disclaimer:

  • This calculator is for educational and planning purposes only
  • Results are estimates based on assumptions and historical data
  • Past performance does not guarantee future results
  • We are not financial advisors or investment professionals
  • Always consult with qualified financial professionals before making investment decisions
  • We are not responsible for any financial losses based on calculator results

4. User Responsibilities

You agree to:

  • Use the service for lawful purposes only
  • Not attempt to interfere with the service's security or functionality
  • Not use automated tools to access the service excessively
  • Understand that all calculations are estimates
  • Seek professional financial advice for actual investment decisions

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of this information. Historical data and projections are provided for informational purposes only.

6. Limitation of Liability

In no event shall Index Fund Calculator, its operators, or contributors be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use of, or inability to use, this service.

7. Intellectual Property

The service and its original content, features, and functionality are owned by Index Fund Calculator and are protected by international copyright, trademark, and other intellectual property laws.

8. Third-Party Content

Our service may contain links to third-party websites or services. We have no control over the content, privacy policies, or practices of third-party sites or services.

9. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the service with or without notice. You agree that we shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

10. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction where the service is operated, without regard to conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: indexatorproject+legal@gmail.com

Address: Index Fund Calculator Team