VOO vs VTI: Differences, Fees and Returns
VOO and VTI cost the same: a 0.03% TER a year.
They do not track the same thing: VOO follows the S&P 500 and VTI the CRSP US Total Market Index. Any difference in returns will come mainly from that exposure, not from the fee.
Over the last 10 years, VOO returned 15.34% a year against 14.81% for VTI. That is past performance and may not repeat.
Head-to-head comparison
| VOO | VTI | |
|---|---|---|
| Name | Vanguard S&P 500 ETF | Vanguard Total Stock Market ETF |
| Provider | Vanguard | Vanguard |
| Index | S&P 500 | CRSP US Total Market Index |
| TER | 0.03% | 0.03% |
| Type | ETF | ETF |
| Domicile | United States | United States |
| Dividends | Distributing | Distributing |
| Launch date | September 7, 2010 | May 24, 2001 |
| Fund size | $1.8T | $2.3T |
| ISIN | — | — |
| Available to EU retail investors | No | No |
| Tax-free switch (Spain) | No | No |
Historical returns: VOO vs VTI (Aug 2016 – Aug 2026)
10,000 invested in Aug 2016 would be worth $41,654 in VOO and $39,807 in VTI today.
| VOO | VTI | |
|---|---|---|
| Annualised return | 15.34% | 14.81% |
| Total return | 316.54% | 298.07% |
| Annual volatility | 15.34% | 15.76% |
| Maximum drawdown | -23.91% | -24.81% |
| Monthly correlation | 1 | |
Calendar-year returns
| Year | VOO | VTI |
|---|---|---|
| 2026* | 13.09% | 13.48% |
| 2025 | 17.82% | 17.10% |
| 2024 | 24.98% | 23.81% |
| 2023 | 26.32% | 26.05% |
| 2022 | -18.19% | -19.51% |
| 2021 | 28.78% | 25.67% |
| 2020 | 18.29% | 21.03% |
| 2019 | 31.36% | 30.67% |
| 2018 | -4.50% | -5.21% |
| 2017 | 21.77% | 21.21% |
* Current year, to Aug 2026.
Month-end closing prices adjusted for dividends and net of fund costs. Broker fees and taxes are not included. Past performance does not guarantee future results.
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Frequently Asked Questions
VOO and VTI cost the same: a 0.03% TER a year. They do not track the same thing: VOO follows the S&P 500 and VTI the CRSP US Total Market Index. Any difference in returns will come mainly from that exposure, not from the fee.
VOO (ETF) tracks the S&P 500 with a 0.03% TER; VTI (ETF) tracks the CRSP US Total Market Index with a 0.03% TER.
Generally not as a retail client: they are US-domiciled ETFs without the key information document EU PRIIPs rules require. Look for their UCITS equivalents in our list of funds for Europe.
Over the last 10 years, VOO returned 15.34% a year against 14.81% for VTI. That is past performance and may not repeat.