VO vs IJH: Differences, Fees and Returns
VO is cheaper: it charges 0.04% a year against 0.05% for IJH. That is €1 less a year per 10,000 invested; over a plan of 10,000 up front plus 200 a month for 30 years, the accumulated cost gap comes to about €715.
They do not track the same thing: VO follows the CRSP US Mid Cap Index and IJH the S&P MidCap 400 Index. Any difference in returns will come mainly from that exposure, not from the fee.
Head-to-head comparison
| VO | IJH | |
|---|---|---|
| Name | Vanguard Mid-Cap ETF | iShares Core S&P Mid-Cap ETF |
| Provider | Vanguard | BlackRock |
| Index | CRSP US Mid Cap Index | S&P MidCap 400 Index |
| TER | 0.04% | 0.05% |
| Type | ETF | ETF |
| Domicile | United States | United States |
| Dividends | Distributing | Distributing |
| Launch date | January 26, 2004 | May 22, 2000 |
| Fund size | $30B+ | $70B+ |
| ISIN | — | — |
| Available to EU retail investors | No | No |
| Tax-free switch (Spain) | No | No |
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Frequently Asked Questions
VO is cheaper: it charges 0.04% a year against 0.05% for IJH. That is €1 less a year per 10,000 invested; over a plan of 10,000 up front plus 200 a month for 30 years, the accumulated cost gap comes to about €715. They do not track the same thing: VO follows the CRSP US Mid Cap Index and IJH the S&P MidCap 400 Index. Any difference in returns will come mainly from that exposure, not from the fee.
VO (ETF) tracks the CRSP US Mid Cap Index with a 0.04% TER; IJH (ETF) tracks the S&P MidCap 400 Index with a 0.05% TER.
Generally not as a retail client: they are US-domiciled ETFs without the key information document EU PRIIPs rules require. Look for their UCITS equivalents in our list of funds for Europe.