IWDA vs XDWD: Differences, Fees and Returns
XDWD is cheaper: it charges 0.12% a year against 0.20% for IWDA. That is €8 less a year per 10,000 invested; over a plan of 10,000 up front plus 200 a month for 30 years, the accumulated cost gap comes to about €5,561.
Both track the same index (MSCI World), so their returns before costs should be almost identical: the choice comes down to cost, where you can buy them and tax.
Head-to-head comparison
| IWDA | XDWD | |
|---|---|---|
| Name | iShares Core MSCI World UCITS ETF USD (Acc) | Xtrackers MSCI World UCITS ETF 1C |
| Provider | iShares | Xtrackers |
| Index | MSCI World | MSCI World |
| TER | 0.20% | 0.12% |
| Type | ETF | ETF |
| Domicile | Ireland | Ireland |
| Dividends | Accumulating | Accumulating |
| Launch date | September 25, 2009 | July 22, 2014 |
| Fund size | €129.8B | €21.4B |
| ISIN | IE00B4L5Y983 | IE00BJ0KDQ92 |
| Available to EU retail investors | Yes | Yes |
| Tax-free switch (Spain) | No | No |
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Frequently Asked Questions
XDWD is cheaper: it charges 0.12% a year against 0.20% for IWDA. That is €8 less a year per 10,000 invested; over a plan of 10,000 up front plus 200 a month for 30 years, the accumulated cost gap comes to about €5,561. Both track the same index (MSCI World), so their returns before costs should be almost identical: the choice comes down to cost, where you can buy them and tax.
IWDA (ETF) tracks the MSCI World with a 0.20% TER; XDWD (ETF) tracks the MSCI World with a 0.12% TER.
Yes. Both are UCITS products sold to retail investors across the EU. ETFs are bought through brokers with access to European exchanges, and mutual funds through banks and fund platforms.